One-on-One Service

Have you ever called a company to speak with a live representative, only to press button after button using a robotic-voice automated system? At Globe Life Liberty National Division, we value your time as a business owner and want you to get the service you need when you need it.

Our one‐on‐one service offers a state‐licensed insurance professional who:

  • You can call directly, who will even come to your business when it’s convenient for you
  • Will provide a FREE consultation to evaluate your insurance needs and show how a Section 125 Cafeteria Plan offers tax savings for you and your employees
  • Will work directly with personnel who manages your company’s payroll and benefits administration

Access to a Variety of Benefits

We offer a wide range of supplemental insurance benefits:

  • Final expenses
  • Life insurance
  • Accident
  • Cancer
  • Critical illness
  • Hospital confinement
  • Dental
  • Vision

Top reasons to provide access to life insurance benefits to your employees:

  • Approximately 50 million households say they need more life insurance.
  • Among individuals with life insurance, about 1 in 5 say that they do not have enough.
  • Many (40 percent) do not know how much coverage they need and what type of life insurance to buy. Millennials in particular, nearly 6 in 10, feel this way.

Source: Facts of Life 2019 (, LIMRA

Access to Optional Noninsurance Discount Program

Liberty National Insurance discount brochureFor most small businesses – the majority having less than 10 employees, insurance premiums are 18% higher than that of large companies*. Changes in healthcare laws under the Affordable Care Act allow a tax credit for eligible small businesses if insurance is purchased through the State Exchange. Each State Exchange determines the eligibility requirements, so some businesses may not qualify for a tax credit.

We understand the cost constraints some employers may face in providing insurance benefits and offers a optional noninsurance discount program you can provide employees access to at no-cost.

Through the Globe Life Liberty National Division Discount Card program, your employees have access to:

  • Eye care
  • Hearing
  • Chiropractic care, and
  • Prescription drugs

*Healthcare Statistics: Small business and the healthcare crisis; Small Business Majority, 2014.
♦Globe Life Liberty National Division Discount Card is not insurance. Enrolled employees pay no-cost for plan membership for one year. Plan members are obligated to pay for all healthcare services, but will receive a discount from providers contracted with the discount medical plan organization. Discounts vary by provider type and services provided.


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